### Products

Innovative insurance products for businesses and individuals

#### For Businesses

[Life Benefit](https://www.wysh.com/products/life-benefit)  
Add embedded life insurance to deposit and stablecoin accounts

[Producer Program](https://www.wysh.com/products/producer-program)  
Offer more protection to your customers and earn great commission rates

[Insurance as a Service](https://www.wysh.com/products/insurance-as-a-service)  
Set up and bring your insurance product to market faster

#### For Individuals

[Term Life Insurance](https://www.wysh.com/term-life)  
Get budget-friendly life insurance that fits your needs

The Money Awards 2025

Finovate Fall 2023

### Life Benefit is driving real results for our partners

Within 6 months, partners see measurable growth after adding Life Benefit — from increased deposits to stronger retention. Discover what’s possible when protection meets purpose.

- **2.5% Increase** in total deposits1
- **25% Reduction** in marketing cost to gain deposits1
- **9-year Average age drop** in new accounts1

- **7% Deposit growth** with no promo rates2
- **4.8% Balance growth** from existing customers2
- **25% Increase** of those with $100,000+ in deposits2

##### “For ISB, this kind of protection isn’t just a financial tool—it’s peace of mind. Knowing our customers have something in place, even if it’s modest, makes a difference for families and future planning. It gives our customers another reason to stay and even grow their balances. That’s a win for everyone.”  
— Ryan Baker, EVP and CFO, Ipava State Bank

[Explore Producer Program](https://www.wysh.com/products/producer-program)

### Unlock additional non-interest fee income

Tap into the market of nearly **$4 billion** of annual term life premiums3 by cross-selling Wysh’s term life insurance. Earn highly competitive commissions and help your customers get more protection for their loved ones.

**100% ROI** on Life Benefit through affiliate revenue4