Products
Innovative insurance products for businesses and individuals
For Businesses
Life Benefit
Add embedded life insurance to deposit and stablecoin accounts
Producer Program
Offer more protection to your customers and earn great commission rates
Insurance as a Service
Set up and bring your insurance product to market faster
For Individuals
Term Life Insurance
Get budget-friendly life insurance that fits your needs
The Money Awards 2025
Finovate Fall 2023
Life Benefit is driving real results for our partners
Within 6 months, partners see measurable growth after adding Life Benefit — from increased deposits to stronger retention. Discover what’s possible when protection meets purpose.
2.5% Increase in total deposits1
25% Reduction in marketing cost to gain deposits1
9-year Average age drop in new accounts1
7% Deposit growth with no promo rates2
4.8% Balance growth from existing customers2
25% Increase of those with $100,000+ in deposits2
“For ISB, this kind of protection isn’t just a financial tool—it’s peace of mind. Knowing our customers have something in place, even if it’s modest, makes a difference for families and future planning. It gives our customers another reason to stay and even grow their balances. That’s a win for everyone.”
— Ryan Baker, EVP and CFO, Ipava State Bank
Unlock additional non-interest fee income
Tap into the market of nearly $4 billion of annual term life premiums3 by cross-selling Wysh’s term life insurance. Earn highly competitive commissions and help your customers get more protection for their loved ones.
100% ROI on Life Benefit through affiliate revenue4